535 Gull Khan:

Money, money, money. We all want to attract & accumulate more of it… or do we (really)?  Most people have money blocks – those subconscious limiting beliefs about whether we think money is somehow bad or that we don’t deserve it.


I’m Melinda Wittstock and today on Wings of Inspired Business  we meet an inspiring entrepreneur who has made it her business to help people with …you guessed it … money.

Gull Khan is a successful lawyer turned intuitive life coach, EFT expert, energy healer & money mindset guru. I can’t wait to share Gull’s inspiring story & her money strategies – as you will recognize your own story in her 4 money mindsets – no matter your current circumstance in life & business – and emerge with practical advice on how to attract & leverage for the impact & lifestyle you want. First…

Gull Khan helps Entrepreneurs break free from their limiting beliefs about money so that they can live a life of unlimited abundance. A former Banking and Finance Lawyer, who left her corporate job to pursue her passion and become a Money Mindset Expert and Healer, Gull has helped hundreds of men and women to heal their money stories and to manifest between $2000 to $830,000 within 8 weeks. Sounds good right?

And you’ll want to take out your phone and download the free Podopolo app so you can join the conversation with me and Gull as you listen. Go ahead & share your own money story or challenge! We’re going to dive deep into Gull’s 4 Money Mindsets – from poor to breakeven, comfortable to rich & you’ll be surprised to learn you can be in a “poor” state of mind even earning multiple 000’s. We also talk 3 Steps to Cashflow Mastery, Self-Worth vs Self Esteem and spiritual laws of money.

Gull also shares how she successfully overcame her battle with dyslexia to succeed at top law firms such as Skadden, Arps, Slate, Meagher & Flom, and Herbert Smith & the spark that made her transition to become an Intuitive Life Coach and a certified Emotional Freedom Technique (EFT) expert, with a special focus on money.

So let’s put on our wings with the inspiring Gull Khan.

Melinda Wittstock:       Gull, welcome to Wings.

Gull Khan:        Thank you so much, Melinda. I’m so super, super excited to be here.

Melinda Wittstock:       Oh, me too. I’m so curious about women who have a real kind of career change, go in a different direction. In your case as a lawyer or a solicitor and barrister in English terms transitioning to being an intuitive life coach. What was the spark that led to that change?

Gull Khan:        That’s a great question actually. I never intended on becoming a life coach or working in the industry that I am at the moment. It’s just the life path … My life has taken me down a path that this became a natural progression for me to get to. So the spark, I would say, was that I actually went through a divorce. I went through separation with my ex-partner, my ex-husband, and mutually when I left him after he cheated on me, he pulled the financial card. At that time I was fully financially dependent on him. I hadn’t worked in the legal field for approximately I think about nine years by then, and when I left him, I had a choice before me, either going back into the legal world which I wasn’t familiar with and which I knew as the only kind of employment I ever knew, or venturing down a completely different path.

The time that I’ve been away from the legal arena, the legal field, and been working pretty much as a full-time mother and trying to set up various businesses, unsuccessfully, by the way, until then, but that to say, it was a crossroad of, “Do I start from scratch as a lawyer? Or do I start from scratch in a completely different arena?” And the tipping point was the fact that I knew … My background is I’m a [inaudible 00:01:54] finance lawyer, if I went back to the legal arena, my children will not see their mother not much at all apart from the weekends and a little bit here and there, and I would have to get a full-time Nanny or something to look after my children while I’m at work pretty much 80, 90 hours especially in the early years because I know we’ll have to start from scratch.

Whereas if I went down a different path, something that called out to me … By then I didn’t know how I was going to have a business because up until that point I hadn’t had one single successful business. I tried various things but not one thing worked out for me, but I still had the belief that I could do it. But more importantly I wanted to do it for my children so my children actually saw their mother and they actually had at least one stable parent in their life. At that time they were only seeing their father once a week on Sundays and I didn’t want my children to grow up without a parent.

So that’s the reason why I chose business and I chose to work in the field that I’m in, and it just really exploded.

Melinda Wittstock:       I find that so interesting, that on this podcast well over 500 episodes in, how common a path that is for women. There’s a certain point maybe in our 30s or 40s where it’s like, “Wait a minute, I need to do things on my own terms.” My leap into entrepreneurship coincided also with having children gave me that freedom to be able to do that. The other really interesting point, though, too is those life events that are often unpleasant, either it’s a divorce or it’s a health crisis or it’s something that wakes us up and makes us think, “Wait a minute, what’s my life for? What am I doing? What’s my purpose? What am I really here to do?” So as you went on that path in being an intuitive life coach, I want to get into the intuitive part. What was that spark?

Gull Khan:        Well that’s interesting. We have to take a step back to how did I get on this path of spirituality in the first place. So if we go back to when I was a younger child … I don’t know if you know this, but I am not just dyslexic, I’m severely dyslexic, but I wasn’t aware of this fact until my first year of my law degree. Now, I’ve been a spiritual person all throughout my life. I’ve been very religious. I come from a Muslim background and I am still a practicing Muslim, but I was connected with [inaudible 00:04:14] but I wasn’t aware of my gift, so to speak.

And so when I went for … at the end of my law degree, and sorry [inaudible 00:04:23] law degree [inaudible 00:04:24] first year of law degree, when my teacher sent me off to be assessed [inaudible 00:04:28] my dad and when I found out that I was dyslexic, not just dyslexic, severe dyslexia, I still had an academic record which was phenomenal. I really did well. I have been on the path to discover who I was and what I was, not intending to make a profession out of it, because I was training to be a lawyer at that time, remember I was doing a law degree, and I had full intention to go become barrister at the moment at that time, but I wanted to find out why it was that I who wasn’t destined to succeed was succeeding, somebody who should have been literally sidelined was actually one of the top students from my college and then onto university too.

So that’s when I [inaudible 00:05:07] that while I was doing my law degree and while I was studying to become a lawyer, I was also studying personal development. Now, it’s funny, there’s a story how … It’s funny how things happen. There’s a story there, and I find that really interesting. I was actually looking for a book by Tony Buzan on mind maps and speed reading because I was trying to find ways of how to compensate and figure out how my mind works and how I can help myself.

Coincidentally or not rather, I picked up a book by Tony Robbins, which was Awaken the Giant Within, which actually is a pivotal point in my life which took me down the path of this personal development reading, because remember, I had no mentors. Nobody I know has done this. Nobody I knew who talks about the things that I talk about even at that time, and that … So Tony Robbins became my first mentor and then he led me on to Jim Rowan, Zig Ziglar, Brian Tracy, you name it. And then I went even further and I became a sponge. I literally sponged up everything from Judge Truehart, Benjamin Franklin, Wallace D. Wattles, Florence Scovel Shinn. I mean, you name it, I learned.

So what I found was as I was progressing in my legal field as a lawyer, I was also developing the skill set and developing my psychic ability, unknowingly, by the way, and getting more familiar with my psyche, with my subconscious mind, with the psychology of success, and so I pretty much developed the skills hand in hand. And when I once went off on maternity when my daughter was born and I had the option to … Oh, well I actually said I had the had option [inaudible 00:06:46] I took the option of staying home. That is when I dived into what else is possible. What else? How else? I became a personal development junky.

That is when I … for the first time in my life when I was hired, that’s when I took some courses on intuitive life coaching. Actually there was a course, it was a full on six month program [inaudible 00:07:04] EFT Emotional Freedom Technique, another course, and the other energy healing modalities, that is when I became aware of my psychic ability and my ability … my unique ability, by the way, of changing and shifting energy with inflicting energy, which up until that moment I didn’t realize even helped.

Melinda Wittstock:       Yeah. Isn’t that interesting, that we don’t often know our gifts and yet I think women are actually in a really interesting place right now in our history because we seem to be waking up to those gifts. We all have an inherent empathy and intuition which if we leverage effectively is actually probably the best skill to have in business. We’re a lot more collaborative and when we use those powers … Archetypically I like to call them sort of feminine power. They’re qualities that used to be sort of denigrated and then they were called soft power, so they were sort of somehow seen as optional in business. I think they’re absolutely necessary.

Gull Khan:        They’re essential, I would say, yeah.

Melinda Wittstock:       Absolutely essential. So you work with a lot of people, I imagine a lot of entrepreneurs and people in business, Take me through a little bit of how you help them find their gift in this way.

Gull Khan:        Well, the way I help people is people come to me, and I learned this quite early on, that people will come to you thinking what they … you tell them what they want to hear, and once they arrive, you help them with what they need help with. So people come to me because they want more money, simple as that. Either they want to make more money or they want to keep more money or want to become wealthy. That’s primarily the reason why they come to me. However, when I work with them, I work with them on their emotional wellbeing. So I talk them through their past memories, their past traumas, this lifetime and past lifetimes, and I keep it so … the past lifetimes under wraps because nobody’s ready for that, but energetically we’re able to shift the energy. But, what’s the one thing that I really, really focus on is letting go of the emotional trauma from this lifetime and any residue from past lifetime.

And this is done via my unique modality which is energy clearing, so we shift your energy, and [inaudible 00:09:29] explain that to people who don’t understand it. So if you think illogically, for example, Melinda, you’re annoyed with a friend of yours who maybe has betrayed you for whatever reason. So, he has betrayed your trust and told a secret that you mentioned in confidence. She went and spilled the beans to, I don’t know, to another friend of yours, and you feel betrayed and hurt by her. Now, logically you could think, “Well, it’s okay, we’re friends for 20-odd years. Let me forgive her. I need to forgive her.” But there’s a part of you that’s like, “No, she deserves my anger. She’s X, Y and Z. How dare she betray me? Et cetera, et cetera.”

So it’s very difficult for you to let go of that anger with your logical mind. Does that make sense?

Melinda Wittstock:       Yeah, absolutely, yeah.

Gull Khan:        So if you were in that state and using NLP techniques and other mindset techniques and you’re trying to forgive her, it’s going to be very difficult. On the other hand, if I walk in and I say, “Okay, let’s do an energy clearing on you,” energetically we remove the energy of anger and frustration and disappointment from that relationship, from that contact and cut cords between you and her. That’s another thing we can talk about, cording into people and things. So just for our purposes, we cut the negative cords between you and her that have formed. What you find is you’re no longer angry at her and therefore if you’re no longer angry, you become neutral to what happened.

When you become neutral to the circumstance, it’s very easy for you to forgive her because there’s not anger there. There isn’t any emotional attachment there. There’s memory of the instant but no longer the emotional trauma associated with that particular circumstance or incident, and therefore it’s easy for you to forgive and when you forgive, guess what? You shifted your energy. Does that make sense?

Melinda Wittstock:       Yeah, absolutely it does. I think we have all these … people call them limiting beliefs or subconscious drivers and what happens is if we don’t heal or release those things, over time we … I don’t know, events kind of conspire to confirm what we believe, so you-

Gull Khan:        Absolutely, yes.

Melinda Wittstock:       So you look at someone’s life and everybody has this at a certain point before they’re kind of awakened to this and go on this journey, but you see repeating patterns in someone’s life, The same thing happens over and over and over again, so you can almost say, “Look, if you want to know what someone believes, look at what they’re experiencing.

Gull Khan:        Absolutely, and I love what you just said, because when people ask me, “How do I know what kind of relationship do I have with money?” And I say, “Well, very simple, look at your bank account. Look at how much do you have right now. What kind of abundance do you have in your life right now?” And also, how you do one thing is how you do everything, so most likely if you are struggling with your finances, you’re probably going to be struggling in some aspect of your relationship, some aspect of your health. Usually there’s a theme that runs through your life. Most importantly everything’s in black and white, so when it comes to money it’s very easily simply resolved and you may think you have a good idea of money, you may think you have a good relationship with money but if it’s not in your bank account right now, I could promise you regardless of how many books you’ve read [inaudible 00:12:35] whatever other books you read, your relationship with money is screwed up.

Melinda Wittstock:       You have four money mindsets that people have. So let’s break them down. What are the four?

Gull Khan:        That’s a great question. This is not my concept. The four money mindsets was from a book that I read and I can’t for the life of me think at the moment … can’t figure out the author, but if somebody wants to go and search, because I want to give credit where it’s due, I came across this concept and it just fit in with my teachings so well that I adopted it into my own life.

There are four money mindsets that she talks about and that I actually go and teach as well and I’ve developed energy tools around it to shift your mindset from one to the other. So the first mindset is that of a poor mindset, and these are the people who are literally … they borrow money before it gets there. So any money they get, it’s already allocated and they tend to borrow … I don’t know if in the US, but in UK, all these payday loan shops have appeared all of a sudden and with really extortion amount of interest rates, okay? Crazy stuff.

So these people are driven to borrow and live. They have no planning for the future. They don’t know how to manage their money at all, and regardless of how much money comes to them, they end up spending more. Now, the idea that this poor money mindset’s only people with less with? Huh-uh (negative), you could have people like big, famous Hollywood stars or football stars or sports stars and you find … Mike Tyson being a prime example, and even though he made so much money, he became bankrupt. How? If you spend more and borrow more than you’re making, you’re going to go bankrupt.

So, that’s a mindset issue, not necessarily how much money you make. The amount of money you make is a completely different topic. That’s your financial thermostat. This mindset decides what you do with money, how much money you get and what you do with the amount of money you get. The very first one is poor money mindset.

The second one is break even mindset. Now these people are driven to survive. They think, “Okay, let me make sure that all my basic needs are met, so the bills are paid, the mortgage or the rent is paid, and all the nitty-gritty necessities are paid.” And then everything that’s leftover is spent. There’s nothing for the future, and if they do have a saving pot, it’s for a particular purpose, for example the rainy day, which, by the way, if you have a rainy day pot, the rainy day will appear. Emergencies or something [inaudible 00:15:05] so that’s why I never have an emergency pot. It’s just something that I just would not talk about, and now I don’t let my clients have an emergency pot. Of course they save, but a saving pot is not an emergency pot, it’s under different categories.

So these people spend whatever’s leftover like there’s no tomorrow. So that’s break even. And progressively as I mentioned, they’re getting better but they’re not much better. But still, break even is better than poor mindset but it’s still not great. The third one is the comfort mindset. So these people are comfortable. They will make sure that they have … they actually have a saving mindset, so what they’ll do is whatever money they’ll get, a portion of it will go into savings, and they’re very secure with their savings. They’ll hold onto it with dear life, like, “Oh my God, someone’s going to steal it, take it away.”

So they don’t become wealthy because they’re really holding onto their money with their dear life. But, the same portion goes toward that saving pot. Then they live very frugally, they won’t spend as much, and they all … So they basically, as I said, live throughout their life living on tiptoes, so they can arrive safely at their grave. I’m sure you’ve heard stories of people who’ve literally lived very frugally and you think they would hardly have any money and when they die, they left God knows how much money behind them. And you think, “Why didn’t you enjoy your life while you were living?” This is a typical example of that person. That’s an extreme example but generally that’s the kind of person it is.

Usually the example you’ll see is people who have this saving pot but they’re living very under their means but reasonable but comfortable, but not beyond, but they’ll never become wealthy because they don’t allow themselves to become wealthy. They just hold onto their money, put it into low risk investments and this will go throughout their life, and they find by the time they retire, they have a savings pot, but they’re not wealthy. Does that make sense?

Melinda Wittstock:       Yeah, it does. Yeah.

Gull Khan:        So that’s the third mindset. The fourth one is my favorite one and this is where I ask and I try to make sure that all my clients get to [inaudible 00:17:07] they’re aspiring to get to that and that’s the rich mindset. Now these people value time more than they value money. Let me repeat that. These people value time more than they value money because they know that the only finite resource on this planet is time. Time you can’t get back and they are on this planet for the next 60, 70, 80, 100 years maximum. That’s it. After that, they’re going to pop off like everybody else.

And they realize that apart from time, everything else is a resource, and even time … For exactly, to complete a particular task, they can use other people’s time, so they can leverage other people’s expertise, other people’s experience, other people’s times to complete their own tasks. So they see opportunity everywhere and they understand the power of leveraging other people’s time, money, resources in order to accomplish their own particular goals.

But at the same time, they understand that money in the bank account is not going to work. They have the idea that they can take calculated risks and allow themselves to become wealthy, because anybody who doesn’t take any risks, the only person who doesn’t take risks is the person in their grave or somebody who’s going to the grave, simple as that, right? If somebody asks the interview … Somebody came in on my podcast and I was interviewing him and he said, “The only …” And he does trading and he said, “The only time you won’t have a risk in an investment is if you don’t take an investment.”

I agree with that in life as well. The only time you’re not risking anything is when you aren’t doing anything, and that’s the biggest risk of all. So these people take calculated … Emphasis on the word calculated risks. They do the due diligence, they’ve learned the pros and cons, and then they take calculated risks to move forward in life and that’s what I recommend everyone should get to. And it doesn’t matter how much money they make right now, every single person can shift to the rich money mindset. You don’t have to [inaudible 00:19:08] You don’t have to go to break even and a comfortable and rich mindset. You can jump from the poor money mindset all the way to rich money mindset and as you do so, your money will increase as well.

Melinda Wittstock:       So how do people make this leap?. So how do you work with people to move and shift these beliefs?

Gull Khan:        That’s a great question. The first thing to do is identify where they are right now. So when people come to work with me in my mastermind [inaudible 00:19:43] otherwise I’ve got smaller programs but the best way for people to work with me is through my high end mastermind, and what I would do then is actually get people to identify where they are right now. That’s the first point [inaudible 00:19:54] an example, if you were going to go from London to Manchester, the cab needs to know where it needs to come before it can take you anywhere, right? So you need to identify where you are right now.

And then what I do is instead of … We work up pathways so we know exactly we’re going to go from London and we’re going to take the route M11 M25 and M1 all the way to Manchester. Okay, fair enough. But, what are the obstacles on the way? So this is what we do. So we plan out where we want to go, where we are right now and where we want to go, and then I have these particular modules where we go through to anticipate … Because I’ve done this so much I know what obstacles are going to come in the way, we go through those obstacles and remove the obstacles on our journey.

One of the topics we talk about is the [inaudible 00:20:41] paradigm. [inaudible 00:20:41] bad story because your programming, your subconscious programming is done, majority, 80% of it is done between the ages of zero to seven and this is what we need to go back to and work through. So we go and work through these.

Melinda Wittstock:       Well we all have these things that we experience, right? Perhaps we’ve seen our parents arguing about money or we’ve heard over and over again money doesn’t grow on trees.

Gull Khan:        Yes, of course.

Melinda Wittstock:       Or we’ve seen money not bring happiness, people who have a lot of money but are unhappy. I mean, there’s a whole series of them and you can have so many of them. You can have a lot of them that you learn just from watching a TV show when you were a kid, right?

Gull Khan:        Absolutely. That’s what I talk about quite a lot because the media and even the books have programmed people to think negatively of people with money or about money, which is … it’s very detrimental for somebody who wants to become wealthy because they have to first eliminate those limiting beliefs and those negative beliefs about money.

Melinda Wittstock:       Yeah, like this idea that somehow if you have money, you must have done something bad or you must be greedy-

Gull Khan:        Evil.

Melinda Wittstock:       … Or evil or whatever, and there are people with money who are like that, but there are also a lot of people who are tremendously wealthy who use their money as a resource to help other people. Kind of more of a philanthropic mindset. I have come to see money as really just a marker of the value of exchange between things.

Gull Khan:        Absolutely, absolutely.

Melinda Wittstock:       It’s not a thing. It’s an energy. It’s not a destination either.

Gull Khan:        It’s a means to an end. Yes, it is. You’re absolutely correct that the only way for you to make money, the honest way, is by providing a service or a product. That’s it. That’s two ways you can do it. You can either provide a product or you can provide a service. And if you provide a service which helps someone to solve their problem, because that’s all you’re going to do. You’re solving people’s problems. When you sell your service or when you sell your product, you are solving people’s problems. You’re helping them find solutions to their problems.

Now, if you are providing a solution to someone’s problem and you’re giving them 10 times their value back, guess what? It’s a win-win situation. They’re happy to pay you and you’re happy receiving the funds. Does it make sense? [crosstalk 00:22:59]

Melinda Wittstock:       Yeah, absolutely. Exactly right. So once people have that aha moment, where does one go from there? Because there are things you have to … It’s in your mind, it’s in your heart, it’s in your DNA or epigenetics, whatever, right? If you release all those things, but then there’s some practical things to go do as well. So I know you help people with their cash flow mastery. So let’s talk about that a little bit.

Gull Khan:        Well that is a whole new topic to talk about. Cash flow mastery is a system that I’ve designed so that they can spend the money they already have to allow more money to come to them. Being aware of something and being able to implement it are two different things. The cash flow mastery system is very, very simple. I’ve made it very, very simple. But applying it is not easy. Let me repeat that. Cash flow mastery system, my system is very, very simple. Anybody can understand it. A 10-year-old can understand the system, but implementing it is not easy. Why? Because you have internal resistance to it.

[inaudible 00:24:01] Resistance to something, you don’t even know why you’re not able to implement it, and then you come out, you behave in a certain way, and then you come out with illogical reasons why you’re not doing it. You come up with excuses and you justify your actions. Remember, we are creatures of … emotional creatures. We behave because of emotions and then we use logic to justify our actions.

So, becoming aware is one thing. Then you have to clear those limiting beliefs, you have to clear that resistance, and this is where my tool energy clearings come in.

Melinda Wittstock:       So it still keeps coming up again and again and again. This is the funny thing about life, right? This is where I collapse into laughter because we’re all quite amusing in this, right? It’s a constant journey and you think … Just in that moment when you think, “Aha, yes, I’ve cleared all those money mindset issues,” and then you’re confronted with another piece of resistance, something that shows up in your life. So it really is a journey-

Gull Khan:        It is, yeah.

Melinda Wittstock:       But it’s so interesting, isn’t it, that we think that we’ve mastered these things. We have the great awakening, but there are echos that keep showing up in our lives. It’s kind of like the universe saying, “Are you sure? Are you sure you’ve really recovered from that?” So, as people start to implement these things, whether it’s cash flow or any kind of investment strategy or taking calculated risks or doing any of these things, they will probably, 100% likely, encounter that kind of resistance.

Gull Khan:        Absolutely.

Melinda Wittstock:       How do you help people through that path? Do people kind of want to give up at that point and say, “See? Look, I’m not meant for this”? Or how do you get people through that, through the implementation, so they actually start seeing really the fruits of this work?

Gull Khan:        Brilliant, that’s a great question, Melinda. The thing is, one thing I … Right at the outset I explain to my clients or people who come to work with me at a deeper level is we’re peeling the onion layers. There’s a layer upon layer upon layer. Remember, you are not this two-dimensional being. You are three, actually five dimensional being but five dimensional being living inside the 3D world, and so you’ve got layer upon layer upon layer [inaudible 00:26:46]. Maybe this example, this is an example that your parents went through a bankruptcy when you were younger, at a young age, and that had to lift a financial trauma for you, so you’ve eliminated that trauma, you think.

So you’ve eliminated the possibility of getting bankrupt yourself, but later on you’ve come to this business venture and your business collapses and you think, “What happened there? I thought I cleared my parents for bankruptcy trauma.” But you realize there’s this trauma but there’s also your own ability to expand your energy. When you are going and growing as a person and growing in this physical 3D world, you have to expand your energy and learn new processes.

So, example, especially when it comes to your ability to earn high income. I say you’ve got a financial thermostat. Your ability to earn a 30 [inaudible 00:27:40] you have to break through your ability to earn more than 30. If all you’ve ever earned is 30,000, you have to break through the resistance of earning more than 30,000, so the next layer comes up, maybe 50,000. So the only person you know who’s earned 50,000 is maybe your uncle, and for you to earn more than that, you have to break through the 50,000 mark.

And then the next layer comes of just 100,000, because the only person you know who made 100,000 was maybe your boss who was making 100K a year as profit. Do you see what I mean? You have to break through different layers and you have to expand your energy in the process. So these blocks that you think keep reappearing are not appearing there just for the sake of it. They’re there to aid in your growth because the only time that you’re growing is when … Sorry, you’re learning is when you’re growing.

So if you don’t have any resistance and you’re just walking from A to B, what fun is that? And I promise you, people say, “Well, I don’t want that. I don’t want any resistance,” then I say, “Well, hang on a minute. If you think about this, when you were a young child, I know this happens nowadays, and every child by the way now when they go into race, everyone gets a trophy. I don’t agree with that at all.

But when you and I were children, only the winners, only the people who finished first would get a trophy. Then you valued that trophy more and now everybody who gets a trophy now, the children, they don’t value it. We are human beings. That’s who we are. So we’re designed to … and remember, I remember doing a podcast specifically on this. The resistance you face is very subjective to you. So if you notice, the obstacles that you come across in your life, the problems that you face are very unique to you because they’ve been created by your subconscious mind for you to grow, in order for you to grow.

So the problems that you face in making, for example, the seven figure income, and compared to the problems that I will face when I’m making the seven figure income, will be different even though our goals are the same. The reason is you will create your obstacles through your subconscious mind to allow you to have full potential and grow to that level, and I will create my own different subconscious blocks by my subconscious mind in order for me to grow. And we’ll both arrive [inaudible 00:29:43] both making seven figures but we’ve had this spiritual growth through our own unique tailor-made obstacles in order for us to grow. Does that make sense?

Melinda Wittstock:       Yeah, it does. I find with women, too, one of the things that stands out is that if we believe deep down that we’re not worthy or we don’t deserve it or we believe everything that comes to us has to be hard work or all these sorts of beliefs, I see a lot of women struggling with things like sales, like even asking for the sale or marketing themselves or doing any of those things, like actually … Is it different for men and women? What are some of the things that women particularly struggle with? And this audience or women who are entrepreneurs or aspiring entrepreneurs, solopreneurs, so they’re already in it. They’re already taking the calculated risk. They’re already going down this path, but perhaps loaded with these money kind of issues and it shows up in their businesses. It shows up in the way they work, all these sorts of different things. What is it in particular, do you think, that women struggle with most?

Gull Khan:        I think what you just said was exactly that. You hit the nail on the head. I think especially for high achieving women, it’s the imposter syndrome [crosstalk 00:31:05]-

Melinda Wittstock:       Right.

Gull Khan:        Am I right? Am I doing this correctly? [crosstalk 00:31:09]

Melinda Wittstock:       Am I enough?

Gull Khan:        Yeah, am I a fraud? So, the worthiness issue is a major one and the worthiness issue shows up for men too because I work with both men and women. Especially when it comes to money, men suffer from this just as much as women do, but the imposter syndrome comes up more for women than it does for men, and women have this idea that they have to live up to these certain standards, looks-wise and intelligence-wise and then if they’re mothers, oh my God, the constant criticism, are they good enough mothers? Are they not good enough mothers? What are they doing and what are they not doing?

So they hold themselves up to a higher standard compared to men, so they suffer from this imposter syndrome more thinking that people are going to think they’re a fraud or they’re not good enough, whereas men don’t really care what other people think as much. But, whether they’re worthy of money or whether they think they’re good enough, that shows up for both genders equally in different ways.

Melinda Wittstock:       Mm-hmm (affirmative). Wow. We could talk for a very, very long time. I want to start to wrap up, though, on your view of the spiritual laws of money. I find that concept fascinating. What are the spiritual laws of money?

Gull Khan:        Pretty much everything we’ve been talking about are the spiritual laws of money. Let me specify, there are two laws of money. There’s manmade laws of money and that’s how to invest, all the tax related ones, and accounting and so forth. Those are pretty much the laws which are … you can get your accountant or your lawyer to figure that out for you, so I’m not here to tell you and every country’s different. The manmade laws are universal across all regions, across all countries, across all time and space and energy. That’s what I specialize in, and that includes your ability to make and create and have money.

So one of the spiritual laws of money, example, is the law of abundance. You can give money in order to receive money. Why? Because if you are giving and if you … the only way you can give is if you have, and a lot of people are stuck in the scarcity mindset, “Well, I don’t have any money. I’d give it when I have it.” If you’re stuck in that scarcity mindset, you’re not going to be able to attract any opportunities to be able to create money.

Whereas if you are in the giving mindset, you think, “I have more than enough, I’m able to give,” you give off the signal to the universe that, “I have more than enough money. I’m able to give someone and give it unconditionally, there’s no strings attached.” When you’re in that giving mindset, when they’re giving, you can only give if you have, therefore you attract more opportunities for you and the universe rewards you.

Another one is gratitude. When you are in the state of gratitude, that’s another universal law of money. Only those people who have are those who are grateful. If you are ungrateful for something that you have, that thing will be taken away and that’s talked about in the Old Testament, in the New Testament, in the Koran as well, other religious books as well as most modern day philosophers. Judge Trueheart talked about this quite extensively. The attitude of gratitude is so important in order for you to prosper in all areas of life especially when it comes to money.

If you do show the gratitude for what you have, you’ll find other streams of income coming to you. So that’s the kind of laws that you are [crosstalk 00:34:09]-

Melinda Wittstock:       You know, it’s so interesting you say that. A couple years ago I started writing … Whenever I was paying a bill, rather than saying, “Oh God, I have to pay this,” I started being grateful that I had the money to pay it, you know what I mean?

Gull Khan:        Yeah, perfect.

Melinda Wittstock:       And really finding gratitude, even for little things, little surprises. Because if you diss them or ignore them, it’s kind of like you’re telling the universe, “Oh, this isn’t important to me. I don’t really actually want this.”

Gull Khan:        Exactly, exactly, and the little things is where the universe is testing you [inaudible 00:34:37] Well, let me see how do you really think, feel about it. And if you show gratitude on small things, like I tell my clients if they find a penny on the floor or something, pick it up. You put it in the charity box, but say to the universe, “Thank you so much for sending this my way. Can you just multiply by a million and send it back to me?” There’s no harm, right? But you show gratitude for that penny.

Melinda Wittstock:       Exactly. Oh gosh, okay. So you’re going to have to come back on this podcast, because I think that we’ve only scratched the surface but this is wonderful. So Gull, how can people find you and work with you?

Gull Khan:        I’m all over the internet. I love social media. If you want to leave my blog and then want to know more about my services and what I do, then go on to my website which is my name literally. Www.Gull, G-U-L-L K-H-A-N, GullKhan.com, and if they want to take part in my five-day intensive millionaire mindset makeover five day challenge, then they can come along to www.millionairemindsetmakeover.com/challenge and register for that. It’s a really low end fee. I think we charge like £10 for it, but the only reason why we’ve started charging is because we had loads of people sign up but they weren’t really participating and we don’t want dead energy there so we started charging a small nominal fee, but the five days are intense and you get phenomenal ROIs on that.

Melinda Wittstock:       Wonderful, and I love hearing someone say “quid”. I used to live in London and I haven’t heard that in so long, so just for folks who don’t know what a quid is, it’s like an English pound, right?

Gull Khan:        Sorry, yes [crosstalk 00:36:14] pound.

Melinda Wittstock:       And I don’t know what the exchange rate is right now but in dollars roughly it’s-

Gull Khan:        It’s about £13.

Melinda Wittstock:       $13, $13, got it. That’s hilarious.

Gull Khan:        [crosstalk 00:36:26]

Melinda Wittstock:       I love it. I love the nice-

Gull Khan:        Sorry, just to mention, I forgot to mention my podcast, if you like what you heard, then please come along and listen to my podcast which is Money Mindset with Gull Khan, and we’re on iTunes and Spotify and everywhere else. Thank you.

Melinda Wittstock:       Wonderful, thank you so much for putting on your wings and flying with us today.

Gull Khan:        Thank you so much, Melinda. Thank you for having me.


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